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Ramp's pricing page, as read on 2026-10-08.
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Ramp Pricing and Plans
Start for free.
Scale with Intelligence.
Whether you’re a startup, global enterprise, or somewhere in between, Ramp is designed to save you time and money.
AI-assisted
Free
$0/mo/user
Best for smaller teams who want to simplify finances.
Get started for free
Key features:
Corporate Card
Unlimited cards
Card issuing controls
Travel & Expense
Complete expenses via SMS or Slack
Create a custom travel policy
Book flights, hotels, and car rentals
Auto-receipt collection and matching
Accounts Payable
Automated invoice extraction (OCR)
Configurable approval workflows
Automated fraud checks
Pay bills by ACH, card, check, wire, and more
Accounts Receivable
Invoice creation (OCR)
Automated customer follow-up and cash application
Accept payments via ACH, card, and check
Treasury
Earn 4.63%* in a Ramp Investment Account
Earn 2%* on cash in a FDIC-insured account
No fees, minimum deposits, or transfer caps
Free wires and same-day ACH via Bill Pay
Accounting Automation
Basic accounting rules
QuickBooks Online and Xero integrations
Budgets & Reporting
Custom reports and insights via AI reporting
Custom report builder
Vendor Management
Automated vendor tracking and contract extraction
Price intelligence
View all features
AI-powered
Plus
$15/mo/user
+ Platform fee based on team size
Save 20% with annual billing
Perfect for teams who want to use AI-driven automation to eliminate busywork.
Get started for free
All the features of Free, and:
Travel & Expense
AI-driven expense reviews and policy insights
Auto-lock cards when compliance is unmet
24/7 phone support for travel bookings
Accounts Payable
Auto-coded line items
AI-driven approval recommendations
Automated batch payments
Payment release approvals
Procurement (Add-on to Plus or Enterprise)
Advanced intake and approval workflows
AI-driven vendor compliance reviews
Automated PO creation and tracking
Three-way match with Ramp purchase orders
Accounting Automation
NetSuite, Sage Intacct, and more integrations
AI coding for every field
Automate approval and sync of routine spend
Support for multi-entity businesses
Global Coverage
Auto tax capture and coding
Budgets & Reporting
Share live reports and schedule exports
Track budgets vs. actuals in real time
User management
Custom user roles
Multi-entity visibility restrictions
Audit log
View all features
AI-tailored
Enterprise
Custom
Annual billing
Specifically made for teams who need full customization.
Contact sales
All the features of Plus, and:
Accounting Automation
Workday, Oracle Fusion Cloud, and more integrations
Global Coverage
Locally funded reimbursements
Pay card payments in local currency
Local currency card issuing in 30+ countries
White Glove Support
Dedicated account and customer success manager
Priority 24/7 global support
Implementation Services
Custom implementation scoping and roll out plan
Integration setup and validation testing
Employee training and change management
Enterprise Services
Custom development
ERP extensions and configurations
Custom policy and workflow configuration
Advanced org, role, and entity configuration
View all features
70,000+ finance teams have saved millions of hours with Ramp.
Compare Features
Free
Get started for free
Plus
Get started for free
Enterprise
Contact sales
###
Corporate Card
Corporate liability charge card
Competitive credit limits
Unlimited physical and virtual cards
Card issuing controls
Category and vendor controls
Proactive policy controls and follow up
+ Automatically lock cards when required receipts or items aren’t submitted on time
+ Automatically lock cards when required receipts or items aren’t submitted on time
###
Travel
Travel bookings
Travel policies
Create company-wide policies
+ Create custom travel policies based on role, department, location, and more
+ Create custom travel policies based on role, department, location, and more
Guest bookings
+ Invite external guests to book travel in Ramp with set budgets and policy controls
+ Invite external guests to book travel in Ramp with set budgets and policy controls
Support
24/7 chat support
24/7 phone support
24/7 phone support
###
Expense Management
Spend limits with preset accounting codes
Automatic receipt collection and matching
Employee repayments
Reimbursements
+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
Transaction alerts and flags
+ Require itemized receipts, flag alcohol spend, weekend transactions, and more
+ Require itemized receipts, flag alcohol spend, weekend transactions, and more
Approval workflows
+ Route based on GL code, entity, and other accounting conditions
+ Route based on GL code, entity, and other accounting conditions
Complete expenses & ask policy questions via SMS or Slack
Approval recommendations for every transaction
Proactive policy & compliance insights
Parallel approvers
Missing receipt affidavits
Sunshine Act
###
Accounts Payable
Invoice capture with AI-powered OCR
Pay bills by check, ACH, card, and wire
Advanced exports
Tax management
+W8 uploads
+W8 uploads
1099 filing (NEC and MISC)
$.65 per IRS filing. Free state filing.
$.65 per IRS filing. Free state filing.
$.65 per IRS filing. Free state filing.
Create bills using CSV uploads
Import bills from ERP
Mobile bill approvals
Approval rules and routing
+ Route based on vendor, department, accounting field, payment type, and more
+ Route based on vendor, department, accounting field, payment type, and more
Basic vendor onboarding
Automated fraud checks from AP Agents
Automated card payments
Automated batch payments
Approval recommendations from AP agent
Line item auto-coding from AP agent
Payment release approvals
Line item splits
Three-way match with imported purchase orders and item receipts
###
Accounts Receivable
Invoice creation with AI-powered OCR
Automated, personalized customer follow-up
Cash application
Accept payments via check, card, and ACH
Automated revenue recognition schedules
Requires Accounts Receivable Add-on
Requires Accounts Receivable Add-on
Requires Accounts Receivable Add-on
Recurring billing schedules
Requires Accounts Receivable Add-on
Requires Accounts Receivable Add-on
Requires Accounts Receivable Add-on
###
Procurement (Add-on to Plus or Enterprise)
Custom intake
Advanced workflow builder
Integrations with CLM, TPRM, and Ticketing tools
Vendor onboarding with custom forms
Purchase order (PO) management
Match card transactions to purchase orders
AI-driven vendor compliance reviews
Three-way match with Ramp purchase orders and item receipts
###
Treasury
Earn 2%* in a FDIC-insured business account
Earn 4.63%* in an investment account
No fees, minimum deposits, or transfer caps
Free, same-day ACH, domestic and international wires*
DACAs and letters of credit
###
Accounting Automation
Basic accounting rules
Advanced accounting rules
Advanced NetSuite support
Multi-entity support
Custom field support
AI coding for every field
Automated accruals and reconciliation
Amortization
Auto approvals for routine, recurring transactions
###
Integrations
Accounting integrations
QuickBooks Online, Xero
+ NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central+ more
+ Workday, Oracle Fusion Cloud, Microsoft Dynamics F&O+ more
HRIS integrations
+ Workday
+ Workday
Continuous HRIS sync
###
Global
Pay global vendors in USD or local currency
Global reimbursements funded in USD and paid in local currency
Issue limits and create spend programs in local currencies
Auto tax capture
Global reimbursements funded and paid in local currency
Pay card statements with local currency
Fund bill payments with local currency
Local card issuing
###
Budgets & Reporting
1099 reporting
Create custom reports using AI
Ramp Budgets tracks plan vs. actuals in real time
Custom report builder
###
User management
Secure logins with SCIM, SSO, and SAML
Custom fields
Custom user roles and multi entity restrictions
Audit log
###
Vendor management
Price intelligence
Contract extraction
Automatic vendor tracking
###
Support
Help center
Instant, 24/7 AI help for any Ramp question or task
Chat, email, and phone support
Priority support
Custom support
Compare features
|
Free
|
Plus
|
Enterprise
|
Corporate Card
| | |
Corporate liability charge card
|
|
|
|
Competitive credit limits
|
|
|
|
Unlimited physical and virtual cards
|
|
|
|
Card issuing controls
|
|
|
|
Category and vendor controls
|
|
|
|
Proactive policy controls and follow up
|
|
+ Automatically lock cards when required receipts or items aren’t submitted on time
|
+ Automatically lock cards when required receipts or items aren’t submitted on time
|
Travel
| | |
Travel bookings
|
|
|
|
Travel policies
|
Create company-wide policies
|
+ Create custom travel policies based on role, department, location, and more
|
+ Create custom travel policies based on role, department, location, and more
|
Guest bookings
|
|
+ Invite external guests to book travel in Ramp with set budgets and policy controls
|
+ Invite external guests to book travel in Ramp with set budgets and policy controls
|
Support
|
24/7 chat support
|
24/7 phone support
|
24/7 phone support
|
Expense Management
| | |
Spend limits with preset accounting codes
|
|
|
|
Automatic receipt collection and matching
|
|
|
|
Employee repayments
|
|
|
|
Reimbursements
|
|
+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
|
+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
|
Transaction alerts and flags
|
|
+ Require itemized receipts, flag alcohol spend, weekend transactions, and more
|
+ Require itemized receipts, flag alcohol spend, weekend transactions, and more
|
Approval workflows
|
|
+ Route based on GL code, entity, and other accounting conditions
|
+ Route based on GL code, entity, and other accounting conditions
|
Complete expenses & ask policy questions via SMS or Slack
|
|
|
|
Approval recommendations for every transaction
|
|
|
|
Proactive policy & compliance insights
|
|
|
|
Parallel approvers
|
|
|
|
Missing receipt affidavits
|
|
|
|
Sunshine Act
|
|
|
|
Accounts Payable
| | |
Invoice capture with AI-powered OCR
|
|
|
|
Pay bills by check, ACH, card, and wire
|
|
|
|
Advanced exports
|
|
|
|
Tax management
|
|
+W8 uploads
|
+W8 uploads
|
1099 filing (NEC and MISC)
|
$.65 per IRS filing. Free state filing.
|
$.65 per IRS filing. Free state filing.
|
$.65 per IRS filing. Free state filing.
|
Create bills using CSV uploads
|
|
|
|
Import bills from ERP
|
|
|
|
Mobile bill approvals
|
|
|
|
Approval rules and routing
|
|
+ Route based on vendor, department, accounting field, payment type, and more
|
+ Route based on vendor, department, accounting field, payment type, and more
|
Basic vendor onboarding
|
|
|
|
Automated fraud checks from AP Agents
|
|
|
|
Automated card payments
|
|
|
|
Automated batch payments
|
|
|
|
Approval recommendations from AP agent
|
|
|
|
Line item auto-coding from AP agent
|
|
|
|
Payment release approvals
|
|
|
|
Line item splits
|
|
|
|
Three-way match with imported purchase orders and item receipts
|
|
|
|
Accounts Receivable
| | |
Invoice creation with AI-powered OCR
|
|
|
|
Automated, personalized customer follow-up
|
|
|
|
Cash application
|
|
|
|
Accept payments via check, card, and ACH
|
|
|
|
Automated revenue recognition schedules
|
Requires Accounts Receivable Add-on
|
Requires Accounts Receivable Add-on
|
Requires Accounts Receivable Add-on
|
Recurring billing schedules
|
Requires Accounts Receivable Add-on
|
Requires Accounts Receivable Add-on
|
Requires Accounts Receivable Add-on
|
Procurement (Add-on to Plus or Enterprise)
| | |
Custom intake
|
|
|
|
Advanced workflow builder
|
|
|
|
Integrations with CLM, TPRM, and Ticketing tools
|
|
|
|
Vendor onboarding with custom forms
|
|
|
|
Purchase order (PO) management
|
|
|
|
Match card transactions to purchase orders
|
|
|
|
AI-driven vendor compliance reviews
|
|
|
|
Three-way match with Ramp purchase orders and item receipts
|
|
|
|
Treasury
| | |
Earn 2%* in a FDIC-insured business account
|
|
|
|
Earn 4.63%* in an investment account
|
|
|
|
No fees, minimum deposits, or transfer caps
|
|
|
|
Free, same-day ACH, domestic and international wires*
|
|
|
|
DACAs and letters of credit
|
|
|
|
Accounting Automation
| | |
Basic accounting rules
|
|
|
|
Advanced accounting rules
|
|
|
|
Advanced NetSuite support
|
|
|
|
Multi-entity support
|
|
|
|
Custom field support
|
|
|
|
AI coding for every field
|
|
|
|
Automated accruals and reconciliation
|
|
|
|
Amortization
|
|
|
|
Auto approvals for routine, recurring transactions
|
|
|
|
Integrations
| | |
Accounting integrations
|
QuickBooks Online, Xero
|
+ NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central+ more
|
+ Workday, Oracle Fusion Cloud, Microsoft Dynamics F&O+ more
|
HRIS integrations
|
|
+ Workday
|
+ Workday
|
Continuous HRIS sync
|
|
|
|
Global
| | |
Pay global vendors in USD or local currency
|
|
|
|
Global reimbursements funded in USD and paid in local currency
|
|
|
|
Issue limits and create spend programs in local currencies
|
|
|
|
Auto tax capture
|
|
|
|
Global reimbursements funded and paid in local currency
|
|
|
|
Pay card statements with local currency
|
|
|
|
Fund bill payments with local currency
|
|
|
|
Local card issuing
|
|
|
|
Budgets & Reporting
| | |
1099 reporting
|
|
|
|
Create custom reports using AI
|
|
|
|
Ramp Budgets tracks plan vs. actuals in real time
|
|
|
|
Custom report builder
|
|
|
|
User management
| | |
Secure logins with SCIM, SSO, and SAML
|
|
|
|
Custom fields
|
|
|
|
Custom user roles and multi entity restrictions
|
|
|
|
Audit log
|
|
|
|
Vendor management
| | |
Price intelligence
|
|
|
|
Contract extraction
|
|
|
|
Automatic vendor tracking
|
|
|
|
Support
| | |
Help center
|
|
|
|
Instant, 24/7 AI help for any Ramp question or task
|
|
|
|
Chat, email, and phone support
|
|
|
|
Priority support
|
|
|
|
Custom support
|
|
|
|
Get started for free
FAQ
Is there a free version of Ramp?
Yes, Ramp Free is designed for smaller teams who want to get started with Ramp. If you would like to try Ramp Plus, you can sign up with a free 30-day trial, and easily switch plans anytime as your needs change.
Are there any limits on how many cards I can issue?
No, you can issue unlimited virtual and physical cards to your team at no extra cost.
Can I pay for Ramp Plus with a Ramp card?
You can pay for Ramp Plus with ACH or the rewards you earn from your Ramp card spending.
How can we manage our Ramp plan?
You can upgrade or downgrade anytime within your Ramp dashboard or by contacting us directly.See here for more information.
Time is money. Save both.
Get started for free