5 priced · 11 tracked · 2026
Finance & accounting pricing, compared.
Ramp has the lowest paid entry price at $15 per user a month; the median entry price is $32.50 a month; 4 of 5 list a free plan. Standing prices, not promotions — each one read from the vendor's own page and linked to the capture it came from.
Side by side
What finance & accounting tools cost
| Product | Starts at | Top listed plan | Free plan | Plans | Changes on record |
|---|---|---|---|---|---|
| Ramp Ramp | $15 per seat / mo · Plus | custom quote | Yes | 3 | none since 2026-10 |
| Xero Xero | $27 per month · Early | $97 per month | — | 3 | none since 2026-10 |
| QuickBooks Online Intuit | $38 per month · Simple Start | $340 per month | Yes | 5 | none since 2026-10 |
| BILL BILL | $49 per seat / mo · Essentials | $89 per seat / mo plus a custom-quote tier | Yes | 7 | none since 2026-10 |
| Chargebee Chargebee | free only | custom quote | Yes | 8 | none since 2026-10 |
SORTED BY LOWEST PAID PLAN. YEARLY PRICES ARE SHOWN AS THE VENDOR STATES THEM AND ORDERED BY THEIR MONTHLY EQUIVALENT. CURRENCIES ARE NEVER CONVERTED.
Questions
Finance & accounting pricing, answered
Q1 What is the cheapest finance & accounting tool?
Of the 5 on the record, Ramp has the lowest paid entry price: $15 per user a month for its Plus plan. Ramp, QuickBooks Online, BILL and Chargebee also list a free plan. These are standing prices — a promotional rate is recorded as what it reverts to.
Q2 Which finance & accounting tools have a free plan?
Ramp, QuickBooks Online, BILL and Chargebee. A free plan is counted only when the vendor's pricing page lists one at $0; free trials are not.
Q3 Which finance & accounting tools have changed their prices?
No change has been recorded in this category yet. Every pricing page here is re-read daily and the day one moves it is published with its source.